http://theexcellentadventure.com/elementalmom/2008/06/10/disabled-ii-playing-by-the-rules/ Thu, 08 Jan 2009 12:28:23 +0000 http://wordpress.org/?v=2.6.5 http://theexcellentadventure.com/elementalmom/2008/06/10/disabled-ii-playing-by-the-rules/#comment-48113 MOTY Thu, 12 Jun 2008 02:12:21 +0000 http://theexcellentadventure.com/elementalmom/2008/06/10/disabled-ii-playing-by-the-rules/#comment-48113 I can say that when I was on "maternity leave" it was a big bummer in the "financial" regard as well. I happened to be out over Thanksgiving, Christmas and the "break" that is a gift from the company. Well, guess what, you don't get the gift, and you don't get the holidays, they count as days of disability at the reduced pay. AND, in the state I live in the long term disability/FMLA is not covered by the company - according to HR. It is a crazy system, and it has deteriorated significantly throughout the lives of my children - which has only been 5.5 years. It's not just a reflection of the company, it's a reflection of the state of health care as well. First child, no copay, no charge - 100% reimbursed. Second child, 2.5 years later, $500 copay, 100% reimbursement for most things. Third child 6 mos, $500 copay, 10-20% of all costs. My OB felt bad and actually asked us if we wanted to leave the hospital stay a day earlier. We declined b/c it was like a vacation that we would never really get again with #3. I can say that when I was on “maternity leave” it was a big bummer in the “financial” regard as well. I happened to be out over Thanksgiving, Christmas and the “break” that is a gift from the company. Well, guess what, you don’t get the gift, and you don’t get the holidays, they count as days of disability at the reduced pay. AND, in the state I live in the long term disability/FMLA is not covered by the company - according to HR. It is a crazy system, and it has deteriorated significantly throughout the lives of my children - which has only been 5.5 years. It’s not just a reflection of the company, it’s a reflection of the state of health care as well. First child, no copay, no charge - 100% reimbursed. Second child, 2.5 years later, $500 copay, 100% reimbursement for most things. Third child 6 mos, $500 copay, 10-20% of all costs. My OB felt bad and actually asked us if we wanted to leave the hospital stay a day earlier. We declined b/c it was like a vacation that we would never really get again with #3.

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