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	<title>Comments on: FtG &#8212; Holiday Finance Disaster</title>
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	<pubDate>Fri, 05 Dec 2008 00:27:33 +0000</pubDate>
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		<title>By: Angela</title>
		<link>http://theexcellentadventure.com/elementalmom/2005/11/27/ftg-holiday-finance-disaster/#comment-29</link>
		<dc:creator>Angela</dc:creator>
		<pubDate>Mon, 28 Nov 2005 17:56:00 +0000</pubDate>
		<guid isPermaLink="false">http://theexcellentadventure.com/elementalmom/?p=16#comment-29</guid>
		<description>I've got nothing new to add except that I'm making fudge and cookies for presents this year for everyone who isn't immediate family and only buying new tins to replace ones I no longer have.

Because you may not need stuff, but you always need food!  LOL</description>
		<content:encoded><![CDATA[<p>I&#8217;ve got nothing new to add except that I&#8217;m making fudge and cookies for presents this year for everyone who isn&#8217;t immediate family and only buying new tins to replace ones I no longer have.</p>
<p>Because you may not need stuff, but you always need food!  LOL</p>
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		<title>By: Anonymous</title>
		<link>http://theexcellentadventure.com/elementalmom/2005/11/27/ftg-holiday-finance-disaster/#comment-28</link>
		<dc:creator>Anonymous</dc:creator>
		<pubDate>Mon, 28 Nov 2005 17:20:00 +0000</pubDate>
		<guid isPermaLink="false">http://theexcellentadventure.com/elementalmom/?p=16#comment-28</guid>
		<description>OK, articles like the "Cancel Christmas" one bug me a bit. Some of the examples of investment vehicles that they gave aren't that realistic for non-savvy investors. For example, my microscopic mutual fund hasn't increased in value at all since 2000, and has only really decreased in value due to inflation. They didn't take into account the fees, etc. involved in buying invidiual stocks. And lets not forget that most savvy stock buyers spend serious time on this activity...for those of us who can earn an hourly wage with our time - time *is* money. I think that time spent learning about finances is an incredibly valuable investment. But I think we also have to be realistic that learning about sophisticated investing isn't "free" - it's time that we could use to *earn" money. Anyway, thanks very much for the timely links. Ks.</description>
		<content:encoded><![CDATA[<p>OK, articles like the &#8220;Cancel Christmas&#8221; one bug me a bit. Some of the examples of investment vehicles that they gave aren&#8217;t that realistic for non-savvy investors. For example, my microscopic mutual fund hasn&#8217;t increased in value at all since 2000, and has only really decreased in value due to inflation. They didn&#8217;t take into account the fees, etc. involved in buying invidiual stocks. And lets not forget that most savvy stock buyers spend serious time on this activity&#8230;for those of us who can earn an hourly wage with our time - time *is* money. I think that time spent learning about finances is an incredibly valuable investment. But I think we also have to be realistic that learning about sophisticated investing isn&#8217;t &#8220;free&#8221; - it&#8217;s time that we could use to *earn&#8221; money. Anyway, thanks very much for the timely links. Ks.</p>
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		<title>By: SoBeBabies.com, Inc</title>
		<link>http://theexcellentadventure.com/elementalmom/2005/11/27/ftg-holiday-finance-disaster/#comment-27</link>
		<dc:creator>SoBeBabies.com, Inc</dc:creator>
		<pubDate>Mon, 28 Nov 2005 17:13:00 +0000</pubDate>
		<guid isPermaLink="false">http://theexcellentadventure.com/elementalmom/?p=16#comment-27</guid>
		<description>I love your ideas for Christmas and your reading list. Great inspiration there - I've only read a few. Loving Alfie Kohn, of course. He rocks. Maybe Playful Parenting is next. Good to have inspiration sometimes! (Saw your blog in your DFB siggie.)
Ellen</description>
		<content:encoded><![CDATA[<p>I love your ideas for Christmas and your reading list. Great inspiration there - I&#8217;ve only read a few. Loving Alfie Kohn, of course. He rocks. Maybe Playful Parenting is next. Good to have inspiration sometimes! (Saw your blog in your DFB siggie.)<br />
Ellen</p>
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